Welcome to this website. This website is operated by AEON&T Financial and Investment ("the Brokerage") and Ganliang Lin, Mortgage Broker, BCFSA Licence No. MB604892 ("the Licensee"). By accessing or using this website, you agree to the following Terms of Use. If you do not agree, please stop using this website.
This website is for informational purposes only. It introduces mortgage brokerage services, provides general mortgage-related information, and facilitates contact with the Licensee. Nothing on this website constitutes mortgage advice, an offer of credit, or any form of professional advice.
The information provided on this website is general in nature and does not consider your personal financial situation, objectives, or needs. Before making any mortgage or financial decision, consult the Licensee or another qualified professional for advice specific to your situation.
This website may display rates, mortgage terms, or sample calculations for general reference only. Actual rates, terms, and approval outcomes depend on the lender, your credit profile, income, down payment, and other factors, and may change at any time. All mortgages are subject to lender final approval. This website does not guarantee the availability of any rate or term.
Mortgage calculators and other tools on this website produce estimates for reference only. Canadian law requires residential mortgages to compound semi-annually, and calculators are set accordingly. However, actual results may differ based on lender policies, fees, and other factors. Calculator results do not constitute an offer of credit or a commitment to approve.
All content on this website, including text, graphics, logos, images, and software, is protected by copyright, trademark, and other intellectual property laws. No content may be copied, modified, distributed, or used for commercial purposes without prior written permission.
When using this website, you agree to:
This website may contain links to third-party websites. These links are provided for convenience only and do not imply endorsement or responsibility for their content. Accessing third-party websites is at your own risk.
This website and its content are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be error-free, uninterrupted, or completely secure.
To the maximum extent permitted by law, AEON&T Financial and Investment, Ganliang Lin, and their affiliates are not liable for any direct, indirect, incidental, special, or consequential damages arising from the use of or inability to use this website.
These Terms of Use are governed by the laws of British Columbia and the federal laws of Canada. Any disputes arising from these terms shall be subject to the jurisdiction of the courts of British Columbia.
We reserve the right to modify these Terms of Use at any time. Updated terms will be posted on this website, and continued use of the website constitutes acceptance of the modified terms.